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DISCLAIMER

By accessing this website, belonging to AUM Asset Management Ltd. (“AUM”) the pages contained on it, and the products, services, information, tools and material contained or described herein (the “Site”), you acknowledge you are in agreement with and understand the following terms of use.

ANY MATERIAL AVAILABLE ON THIS SITE IS NON-BINDING INFORMATION POSTED FOR ILLUSTRATION AND DISCUSSION PURPOSES ONLY AND DOES NOT CONSTITUTE AND SHOULD NOT BE CONSIDERED AS AN OFFER TO SELL OR A SOLICITATION OF AN OFFER TO BUY OR SUBSCRIBE FOR AN INTEREST IN ANY INVESTMENT VEHICLE OR ANY OTHER SECURITIES, TO OR FROM ANY PERSON IN ANY JURISDICTION. ANY OFFER TO INVEST BASED ON THE CONTENT OF THIS SITE WILL NOT BE CAPABLE OF ACCEPTANCE. PERSONS WHO VISIT THIS SITE SHOULD COMPLY WITH THESE RESTRICTIONS. ANY FAILURE TO COMPLY WITH THESE RESTRICTIONS MAY CONSTITUTE A VIOLATION OF DISTRIBUTION AND SECURITIES LAW IN ANY APPLICABLE JURISDICTION.

The information herein does not outline all of the characteristics of the strategy(ies) of AUM. The information is not sufficient to form a basis for deciding to make any investment. There can be no assurance and no representation, express or implied, that the information is accurate. The Information is subject to change, and no obligation is undertaken to revise or update it. In case of any inconsistency between the descriptions or terms in this presentation and those in any documents provided at a later time, the descriptions or terms in the latter shall prevail. Nothing in this Site constitutes investment, legal, accounting or tax advice, or a representation that any investment or service is suitable or appropriate to your individual circumstances, or otherwise constitutes a recommendation to you. You must make your own independent assessment (based on advice from such advisors and further verifications as you deem appropriate) as to whether investment is appropriate for you and as to whether you are able to invest. If you are in doubt about such investments or services, it is recommended that you consult your own independent advisor.

RESTRICTIONS ON OFFER AND SOLICITATION AND DISTRIBUTION
This Site is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject AUM to any registration or licensing requirement within such jurisdiction. Nothing on this Site shall constitute an offer or a solicitation of an offer to buy or sell any products or services, including but not limited to any securities, financial instruments or other investments or investment advice. The information in the Site is descriptive of AUM as a whole and the services, securities and financial instruments described may not be suitable for you or available in the jurisdiction in which you are located, or may only be available through a branch or an affiliate of AUM that is properly licensed to offer such services, securities or financial instruments in such jurisdiction.

The information herein is directed at “Accredited/Qualified Investors” according to applicable laws and regulation only. If you are not a Qualified Investor, the investments and services contained or referred to in this material are not suitable for you. We have had no prior contact with you and had no opportunity to verify if you are eligible for visiting this web site. However, prior to discussing the content of this material and or receiving any other information, we will identify you and verify that you are a Qualified Investor according to the rules applicable to us and our investment vehicles. Any such offer or solicitation may only be made after a complete identification and Know Your Customer process has been conducted (as required by applicable laws and regulation) to ensure that you are eligible to carry out an investment. Should the process be positive, further information and documentation relating to the strategy(ies) and the investment vehicles will be provided to you. By continuing to visit our pages, you agree to the foregoing.

AUM will not treat users of this Site as its clients by virtue of them accessing it. Users of this Site should seek the advice of their independent financial adviser prior to taking any investment decision on the basis of any information contained herein and no information herein constitutes general or specific investment, legal, tax or accounting advice of any kind.

The information contained on this Site may relate to the products and services of a person or entity that is located in a jurisdiction other than that in which you are located. Accordingly the rules for the protection of private customers that apply in the jurisdiction in which you are located may not apply in relation to such products and services.

DISCLAIMERS
Information and opinions presented on this Site have been obtained or derived from sources believed to be reliable, but AUM makes no representation as to their accuracy or completeness . AUM maintains the right to delete or modify information on this Site without prior notice.

AUM may, to the extent permitted by applicable law and/or regulation, participate or invest in financing transactions with the issuer(s) of securities referred to in this Site, perform services for or solicit business from such issuers, and/or have a position or holding, or other material interest or effect transactions in such securities or options thereon or investments related thereto. AUM may, to the extent permitted by applicable law and/or regulation, act upon or use the information or opinions it presents on this Site, or the research or analysis on which such information or opinions are based, before the material is published.

RISK CONSIDERATIONS
Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Investing entails risks, including possible loss of principal. The price of, value of and income from securities or financial instruments can fall as well as rise. Certain investments are subject to high volatility, and may experience sudden and large falls in their value. Losses may equal or exceed your original investment. Foreign currency-denominated securities and financial instruments are subject to fluctuations in exchange rates that may have a positive or adverse effect on the value, price or income of such securities or financial instruments. Some investments may not be readily realizable and it may be difficult to sell or realize those investments. Similarly it may prove difficult for you to obtain reliable information about the value, or risks, to which such an investment is exposed. There are also special risk considerations associated with international and global investing (especially emerging markets), small-company investing, single-industry funds or investment strategies, single-country or regional funds or investment strategies, or other special, aggressive or concentrated investment strategies, such as the use of leverage or derivatives. Investors in securities effectively assume these risks.

Any dispute arising out of the reception of the information contained herein shall be governed by the laws of Malta. The place of exclusive jurisdiction for any dispute or claim arising out of or in connection with the information contained herein shall be the competent Courts of Malta.